We have an account in Chinabank in Manila. I deposited some money in Chinabank here in the province. I was asked to pay a service fee of P50 for interbank deposit. I asked why? That’s the policy. I said no, I won’t pay. I’m depositing a good amount of money in the same bank. Said they would refer me to the manager. They didn’t charge me with P50.

But why the interbank deposit fee? It’s a deposit, not a withdrawal. It’s money for the bank as a whole. Each branch has its own target, I know. But depositors should not be charged for the service one branch does for their other branch.