Archive for » May, 2009 «

Nobody needs a legal problem these days. But if you can’t help it and if your finances won’t allow you, why not try Anylawsuits.com to explore your lawsuit loans. There are a variety of law suits they approve for funding. But if you’re looking to ask for financial support for your divorce case, forget it:-).

Anyway, some cases that the company helps are for motor vehicle accidents, medical malpractice, wrongful death, personal injury, breach of contract, discrimination and wrongful termination. You can only avail of the cash advance if you are the plaintiff in the case and if you are already represented by an attorney. Fill out their form and send your request. Your case will be promptly evaluated and you will be contacted.

Since the company shares the risk of recovery from the lawsuit, clients are not obligated to pay back their cash advance when the case does not win.

It is still several months away before my son celebrates his 3rd birthday. We celebrated his first birthday without a party in Tokyo Disneyland. We celebrated his second birthday with a few good friends here in Seoul but we will definitely be celebrating his 3rd birthday in the Philippines due to my second pregnancy. We are going home to the Philippines earlier than we usually do before my 32nd week of pregnancy. Since we will be with family and friends, I can’t help but think that we might have a big party for him. His birthday falls on November 1. An exciting day with lots of interesting ideas for a birthday theme.

A Halloween-themed party (but not too scary) would be real fun. I just saw some Halloween costume ideas for toddlers from Costume Cauldron. Aren’t they the cutest?

toddler-halloween-costumes

My son is particularly fond of Spider Man. For him, Spider Man rules! That would be a very good surprise for him. When we were in Lotte World, the man wearing the Captain Hook costume stopped and touched him on the head during the parade. He could never forget that. The Captain Hook costume would surely delight him. On second thought, the other kids might be scared of his hook:-).

Costume Cauldron has a secret Haunted House backdoor on the website that offers a great discount. Check this out: Go to the homepage halfway down on the right and click on the brown comma in the line that reads: “Our store now has over 10,000 masquerade items for you to choose from!“. That’s quite exciting and tricky! Don’t miss the brown comma so you won’t miss the discounts.

My husband, son and I have been here in Seoul for the past three years but all of our families are back home in the Philippines. We still use the conventional way of communicating with them… calling through landline or cellphones.  My husband is oftentimes surprised to see my long distance call charges. Sometimes, we use Skype or MSN or yahoo for calling and/or webcam when they want to see our Little Dynamo in action.

The use of VOIP (Voice Over Internet Protocol) might just give us some good savings. Phone Power is one leading provider of the VOIP service. Currently, when you sign up with Phone Power under their Residential and Small Biz Freedom Plans, the monthly rate for a 24-month term is $14.95. A shorter term of 12 months would have a $16.95 monthly charges. Not bad at all when you consider the exorbitant fees when using a landline or a cellular phone.


Peter Pan is just one of the movies my Little Dynamo loves to request from me to play on DVD. You know that scene where Peter Pan tries to revive Tinkerball by shouting “I do believe in fairies”? Wendy, John and Michael with the Lost Boys are in Captain Hook’s pirate ship but they also felt the power to believe so that Tinkerbell will come back to life. On different locations, they simultaneously shout “I do believe in fairies!“. It’s quite a dramatic scene so it is very easy to remember. Apparently, it registered well on my son’s mind.

I got angry with him last night and I gave him a cold shoulder. He lied down on his bed and after a few minutes of silence, modified Peter Pan’s words. He repeatedly said (same inflection as with Peter Pan and the children) “I don’t believe in Mommy. I don’t believe in Mommy. I don’t believe in Mommy.

You bet! I wasn’t too pleased.

ConversationsWithMoms:Every day Conversations with a Mom Blog

This is maybe the third time I am going to write about the drinking culture here in Korea,  but really, it is a continuing frustration for me as my husband is part of this culture. Thanks to Maria’s Conversations with Moms Friday Frustrations, I have another venue for venting out this frustration.

Blaming a country’s culture may sound like a lame excuse for those who haven’t been or who do not know about Korea’s drinking culture.  But since, yeah, my family is exposed to this, I do blame the drinking culture for my husband’s frequent late night outs. Even for Koreans, it is not easy to say no especially when it is the boss who says, “let’s have a drink”.

I would be lucky if hubby goes home early three times a week. Regular weeknights would be, 2 nights of dinner at home, 3 nights of going home smelling of some alcohol. Worst, for me, would be, going home smelling of soju. Arggghhhhh!

Just the other day, a Korean mom ask me if my husband goes home early everyday. I said, no! and  hate it. I especially hate the smell when he comes home. I ask, what about your husband. The same. That night, the husband had a meeting, a drinking meeting. Yes, they do call their eating out and drinking a “meeting”.

Apogee Source is a new online variety store where you could order books, DVDs and some electronic products.  The site is actually new and we may see more products in the following weeks and months. What’s good with these kind of new sites is, they would always want to strive to make online services better. So, I’m sure this will be a good one to try.

The company accepts payment through Visa, Mastercard, Discover and American Express. Currently, some interesting available books are Twilight, Dark Knight, Outliers, The Snowball: Warren Buffet and the Business of Life and Barak Obama’s The Audacity of Hope: Thoughts on Reclaiming the American Dream.

I just hope that they will have more selections coming up soon.

Most useful site for me (and for other pregnant women out there) these days is Pregnancy Week by Week. It’s so exciting to see my how my baby develops in my tummy as each week progresses. There are also tips for each trimester.

I will be on my 12th week this coming Saturday. So far, so good! My son is a great help in making my days activity-filled.

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Jaz was kind enough to accompany me to Metrobank yesterday. Metrobank is located at:

2nd Floor, Danam Building

120 5-ka, Namdaemun-ro

Chung-ku, Seoul 100-704 Korea

 

 Tel. Num.: 02-779-2751/2

 

If you want to send money to the Philippines, Metrobank is an option. I was surprised to see a number of Filipinas working there. In fact, the reason why I had to call Jasmine was because I asked her to introduce me to her Filipina friend who is working there.

The only time I transferred money to our account in the Philippines was in 2006. I was new here then and totally oblivious of the more practical ways of sending money back home. I went to KEB across our apartment and I was totally surprised to learn that almost USD100 was deducted from my money. The amount covered the service fee of KEB, the international processing fee and the service fee of our bank back in the Philippines. Fortunately, we didn’t have the need to send money to the Philippines after that.

With Metrobank, I would be able to save some money with their low remittance fee. I actually had the option to open an account or simply send money by just presenting my passport. I would have wanted to open an account but I learned that Metrobank does not have inter-bank online banking. I could only do online transfers within the Metrobank system. I could not do online transfers to another bank in the Philippines, which was what I needed to do. Anyhow, it is interesting to note that when you open an account here in Seoul, you are actually opening an account in any branch of your choice in the Philippines. Just inform them where you want to open the account and Metrobank Seoul will send your filled-out papers to the Metrobank branch of choice in the Philippines. Processing will take one month:-). The advantage that I see here is that money deposited is safely tucked in your Metrobank account in the Philippines. You cannot withdraw here because, in effect, this is not the branch where you opened your account. Same principle as in the Philippines, you can deposit in any branch but you can only do over the counter withdrawals in your main branch.

Even without an account, one can send money back home. It would be cheaper if you send money to a Metrobank account. You only pay:

13,000-won - for remittance up to 1,000USD

17,000-won - for remittance from 1,000USD - 3,000USD

 

If you send money to a non-Metrobank account, the above plus other charges apply. You have to pay an unknown amount for international processing fee (depending on the current market rate) and the service charge of the receiving bank in the Philippines. Money sent are credited on the same banking day.

 I read from Asian Conqueror that there’s another way to send your money. It’s cheaper than Metrobank’s charges although the exchange rate is slightly lower. Check his post for some details and contact persons.


The mother of Hayden Kho was in TV Patrol tonight. Unbelievable!

presentation1

Kaloka!


bayong1I don’t know about the Western culture but I read and heard a lot of stories of discrimination, based on how you dress and how you look, from where I came from. The most popular story being told and being passed on to generations in the hope of teaching a lesson is that of  a man from the province, dressed as a typical provincial lad, carrying a bayong (a handwoven native bag). He went to the city and entered several banks but he was not entertained. The last bank he went to entertained him and the officer was surprised to discover that the bayong actually contained money. The money was from his harvest and he was actually a rich man from the province. I am not really a good story-teller but I hope I delivered the lesson behind the story.

Of course, it is not an everyday occurrence but I am sure not one of us can say that we have not been guilty of judging a person by how he looks. It is human nature, I guess. We tend to give more attention to those who dress well and look good.

It is a reality and there is no sense in getting angry over the fact that Filipinos are all-over the world doing menial jobs. We have been subjects of joke over that fact and overly-sensitive Filipinos are prompt in their negative response. Generally though, Filipinos doing these menial jobs are highly-regarded.That, to me, is very important and speaks a lot about the value of hard work.

Sadly, because of this, it is easy to generalize that Filipinos working abroad work as domestic helpers, construction and factory workers, etc. What of the professionals?

A Filipino expat here in Seoul had a story to tell over coffee. He was travelling with his British counterparts. The Brits were dressing casually while he had a suit on. He was asked why. In his mind, he had to say, “That’s because you are not Filipinos!”. Sad but true. Dress casually and most of the time you will not be given the kind of attention you will be given when you are in a suit.

We don’t have to look too far. Even in our own country (the Philippines), the difference in the attention one gets based on how he looks  happens… frequently. And most often, it isn’t about how much money you have in your pocket or in your bank account. It is about the aura you exude… and the amount of respect you can command.

Power dressing is important in this superficial (oh yeah, no sense in denying it) world. I don’t take it against people who value how they look in public. Others may have a different perspective. But working in a corporate environment for eight years before I settled into my current domesticated life, this lesson was well-received.

I am not an expert in make-ups and my wardrobe does not consist of the latest trends but I don’t hide the fact that I have a penchant for dressing up and wearing make-up. Others may smirk and even theorize that people who can’t go out of their house without make-up on are insecure. LOL. For me, that’s just the most insecure excuse I have heard. You can always say that you are not comfortable in wearing make-up but theorizing about the insecurity of another is another matter:-).

Others may claim that you dress up so you cannot be associated with the “lower class”. That’s just the most pathetic comment, so far… and so narrow-minded.

Every morning, I think about what to wear for the day. I don’t think about me being a wife or a mother. I am Me and I dress up according to how I feel… and how I will feel. Donna Karan says it well “Power dressing is now designed to let the woman inside us come through”.

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